When you’re living paycheck to paycheck, it can be difficult to think about your financial future. The thing is, without a plan, you will never achieve your financial goals. From owning a home to planning for retirement, knowing where you want to end up helps you know where to begin.
Figuring out what you can afford. Checking your credit score. Getting a loan. Negotiating a sale. Down payments. Insurance. Brokers. Inspections. HOA. Buying a home is one of the most complicated processes you’ll ever go through. It’s also the biggest investment most of us ever make. It makes sense to start planning to buy a home early. Here are some resources for first-time home buyers:
If you’re anything like me, retirement was the last thing on your mind when your employer asked if you’d like to contribute to a 401k at the age of 22. The truth is, that is the perfect time to start contributing to a retirement savings account and earning any matching funds your employer offers.